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Privacy Policy

Effective: September 16, 2025 • Updated: September 28, 2026 • Pay Saathi Innovation LLP

Pay Saathi Innovation LLP is committed to protecting the privacy of all users of Takkada, including businesses, their employees, accountants, and other authorized users.

1. Information We Collect

Personal Data

Names, email addresses, phone numbers, business registration details, and GST identification numbers.

Financial Data

Tally records, invoices, payment details, and bank account information. All financial data is encrypted end-to-end.

Technical Data

Device information, IP addresses, usage patterns, and error logs collected to improve our services.

Communication Data

WhatsApp integration data, support tickets, and feedback submitted through the platform.

2. How We Use Your Data

  • Payment processing and collection facilitation
  • Tally synchronization and data reconciliation
  • GST compliance and E-Invoicing
  • Business analytics dashboards and reporting
  • Credit assessment through payment pattern analysis
  • Product improvement and customer support

3. Information Sharing

We do not share your data with any third parties for marketing or commercial purposes. Data is never sold. We do not share your business or financial information beyond what is strictly required to operate the platform (e.g. payment gateways to process transactions). Legal disclosures occur only when required by regulatory bodies and law enforcement under Indian law.

AI assistant connections

If a business admin connects Takkada to an AI assistant such as Claude or ChatGPT (see AI assistant), that assistant receives only the data it fetches to answer the requests the admin makes in it, and only for companies that admin manages. Once received, that data is handled under the assistant provider’s own privacy terms. Takkada records which action was requested, when, and whether it succeeded, for security and support. We do not store the conversation. Entries and messages are never saved or sent without the admin’s explicit confirmation. The admin can disconnect at any time by removing the connector, or by asking us to revoke its access.

4. Security Measures

  • End-to-end encryption for all financial data
  • AES-256 encryption for data at rest
  • Multi-factor authentication
  • SOC 2 compliant infrastructure
  • Regular security audits

5. Data Retention

We do not retain your data beyond what is required to deliver the service. Upon account closure, your data is deleted within a reasonable period subject only to legal and regulatory obligations.

  • Financial records: Deleted upon account closure (except where retention is legally mandated)
  • Personal data: Deleted upon account closure
  • Technical logs: 12 months

6. Your Rights

You have the right to access, correct, and delete your personal data at any time. To exercise these rights, contact us at admin@paysaathi.com.

7. Governing Law

This Privacy Policy is governed by Indian law, including the Information Technology Act 2000 and applicable RBI guidelines.

Questions about your data?

Contact us at admin@paysaathi.com or call +91 94359 77777.

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